Money Mistakes of the Rich and Famous

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Unemployment Applications Rise

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I hated going into the office

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9 Ways To Develop Your Money Consciousness

9 Ways To Develop Your Money Consciousness

The next paragraphs will enhance further your money consciousness. In more ways than one, these moneymaking thoughts may sound like proverbs, but I find them very encouraging, hence I want to share them with you.

1. Change your thinking habit from earning daily (in small amounts) to earning by transactions or deals (in big amounts). Turn on your money-conscious mind to attract more money into your life. You will learn more of this in the next sections of this book.

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2. No one else will determine your future except yourself. Either you get up or sink down from where you are now. This can be determined on how you mold your thoughts. To be weak or strong, rich or poor, you decide your own fate. The effect of your thoughts eventually affect your life.

3. If you’re broke, that doesn’t mean you’re poor. You may be rich but you may be broke. You see, being broke is short-lived . Being poor is long term. You are broke only for a certain period of time, but being poor without doing anything to alleviate your condition in life makes it permanent.

4. Learn to decide intelligently. It is a must in moneymaking. Practice this trait in small ways and work your way up gradually until you have the courage to apply it in big ways.

5. Take failure as a chance to get smarter and stronger, by learning from it. Don’t let failure defeat you. Get inspired by it and eventually, you will turn up to be a winner.

6. Sometimes, we want others to change their attitudes but we have no control over them. It’s easier to change oneself, if we have self-control.

7. Having more money does not necessarily mean more wealth. Sometimes, more money sinks us deeper to debt. Consider lottery winners who end up where they started after some time because of their compulsive spending and inability to properly manage their money.

8. Learn to master the power of money by having control over it. Once money has control over you, you become a slave to it.

9. Be creative and open to new ideas. Sometimes, we are so used to doing what the majority are doing that we completely close our minds to new ideas. Take for instance on a hot summer day, you will drink something cold to cool you down. You wouldn’t think of drinking something hot because it will make you feel more hot and besides, a cold drink on a hot summer day is the common thing people do. But did you know that drinking something hot on a hot summer day helps to make you perspire and take the heat out of your system thus making you feel cool, although this is not the standard that most people follow? Just what does this have to do with creating wealth? I want to emphasize here that following set rules and procedures, and not deviating from what the majority are doing, discourages creativity. If you need to be different from the majority for the sake of financial success, so be it.

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Does Your Generosity Brings Wealth?

Does Your Generosity Brings Wealth?

Many people think that rich people are selfish, that’s why they have lots of money at hand. This may be true in some cases; however, there are a lot more individuals who are wealthy because they know how to give.
When you give something from your heart without expecting anything in return, you release a powerful force that will trigger your good deed to "bounce" back to you in amazing, and sometimes unusual ways.

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Whenever possible, be generous in giving to others. You will notice that what you receive, or the return, will be more than what you give. As humans, we have the tendency to reciprocate what we receive. But don’t give for the sake of expecting something in return. Give freely from your heart, and the rewards would be greater.
The act of giving can summon the spirit of joy to come into your heart. How would you feel when you've given something to your less fortunate neighbors? Let me tell you that nothing could brighten up a day more than hearing them express their most heartfelt gratitude and seeing their smiles extend from ear to ear.

Giving is also a healthy habit. It could prolong your life by instilling within you an inner sense of peace and accomplishment.
What you give doesn’t necessarily have to be something material. It can also be time, effort, talent, service, or even an affectionate feeling.
Just like all things in life, giving has its limitations. Being too generous can have its toll. Your kindness might be taken advantage of and people might abuse your good intentions. Beware of individuals who are continuously seeking your aid. It's better to teach them how to solve their problems than to always attend to their needs.
As one saying goes ...
"Give them some fish and you'll feed them for a day. Teach them how to fish and you'll feed them for a lifetime."

Lastly, here's what I consider the most important rule about giving. Keep your good deeds to yourself. Don't announce to the whole world that you've donated $100,000 to your favorite charity or that you've helped save a child from a life-threatening disease.
If you really desire to give, do it secretly and in private.
Some people would write "anonymous" rather than their own names when they've made a contribution. The universe smiles upon these individuals, and they will get their just rewards in due time.
Consider this: If you are on the giving end, doesn’t it mean that you are in a better position than the recipient? Doesn’t it complement your character?

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Buy Luxuries Like The Rich

How To Buy Luxuries Like The Rich

When I was still young, I used to hear the expression: “Live within your means.” I think nowadays, we need to correct this expression by changing “within” to “below.” These days, if we work for somebody or for a corporation, we need to set aside some savings which we can use for a “rainy day.” There is never enough savings, that is why we sometimes find a second job. And this is the reason why we want to improve our lives financially, by getting off the “rat race” and achieving financial freedom.

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Sometimes, we have the uncontrollable habit of buying things we don’t actually need, especially when items are “on sale.” We stock up on things that are “on sale” thinking that we are saving. At first thought, it seems we are, but on second thought, we are actually losing. Foodstuffs get spoiled. Clothes go out of fashion. Appliances’ warranties expire even before they are used. Sometimes, they become defective due to prolonged storage. And new models are introduced which makes what you have on hand, obsolete or phased out. This might probably be the reason why they are “on sale.” If you notice, most electronic appliances are expensive the first time they are introduced and they become cheaper in time.

We stock up on things thinking that a similar opportunity might not come our way the next time. I hate to say this but probably some products are excessively produced on purpose, to be put up “on sale” if not completely sold while regularly priced. To some producers, it’s cheaper to sell at cost or minimum profit than to keep under storage, not to mention expiration dates. This is also one way to promote a product. You see, when people know that a certain product sometimes goes “on sale,” they always have the product on mind. It’s free advertisement at its best. The product makers don’t lose money anyway. On the contrary, they make money.
All too often, even the rich people fall prey to this kind of promotion. The poor and middle class would say: “I might as well spend my savings on these items since little savings are not going to make me rich anyway.”
And you know what happens to your house if you keep on stocking up? You turn your house into a warehouse. There will be clutter everywhere, especially when your house isn’t big enough.
You buy things “on sale,” only if you intend to sell them for a profit and not for your own future consumption. Keeping a reasonable quantity is justifiable.
Be prudent. This is one habit that we need to improve or correct.
If you are making enough or more than enough, keep in mind that it is not how much you make that can make you rich. It is how much you spend and how much you keep.

Some of us have the habit of buying luxuries the moment we have the money or credit line for it. Most rich people, in spite of being rich, buy luxuries last.
With the money you keep, books are some of the best investments. They keep you skillful. They open up new horizons which can lead to creating wealth. The same thing is true with seminars, tapes, and other media related to acquiring financial knowledge.

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